IHDAHousing Locator
Low-Income Housing Tax Credit

Tax Credit (LIHTC) Housing

The Low-Income Housing Tax Credit program creates affordable rental housing through tax incentives to developers, resulting in quality apartments at below-market rents.

Why Choose LIHTC Housing?

Tax credit properties offer affordable rents in professionally managed communities

Below Market Rent

Rent set at affordable rates based on AMI

Quality Housing

Modern, well-maintained apartment communities

No Voucher Needed

Apply directly to the property

Long-term Stability

Properties committed to affordability for 15-30 years

Eligibility Requirements

LIHTC properties have specific income requirements that vary by property:

  • Income at or below 60% of Area Median Income (AMI)
  • Meet property-specific income requirements (some at 30%, 40%, or 50% AMI)
  • Pass rental history and background screening
  • Provide income verification documentation
  • Household size appropriate for unit size
Income Limits (2024) - 60% AMI
Chicago-Naperville-Elgin Metropolitan Area
Household SizeMax Income
1 Person$43,860
2 Persons$50,160
3 Persons$56,400
4 Persons$62,640
5 Persons$67,680
6 Persons$72,660

Quality You Can Count On

LIHTC properties must meet strict quality standards and are regularly inspected to ensure safe, well-maintained housing.

  • Modern appliances and finishes
  • Community amenities (fitness, pool, etc.)
  • On-site management and maintenance
  • Energy-efficient construction
  • Safe, well-lit communities
  • Pet-friendly options available

Compliance Monitored

Properties are regularly inspected to ensure quality and fair practices

Long-term Affordability

Properties remain affordable for 15-30 years under program requirements

Ready to Find Your Home?
Browse available LIHTC properties and apply directly to the ones you like